Mortgages for Columbus Teachers
A good education is the key to unlocking success in life. Teachers, principals, and other school administrators go above and beyond to provide young people with the tools they need to achieve their goals. The effort that teachers put forth for their pupils extends far beyond the classroom. Without our nation’s many hardworking educators, generations of learners would fail to reach their true potential.

Do You Qualify?
For everything teachers do to prepare their students for the road ahead, The Ohio Housing Finance Agency’s (OHFA) Ohio Heroes program rewards Ohio educators with special discounted mortgage rates.
Through Ohio Heroes, pre-K through grade 12 teachers, administrators, and counselors who work in Ohio schools may benefit from discounted rates on their home loan. Individuals in these groups must meet the following requirements:
- Meet income requirements and purchase price limits.
- Meet debt to income ratios for your loan type.
- Meet credit score requirements (640 or higher for Conventional, USDA and VA Loans; or higher 650 or higher for FHA Loans)
Ohio Heroes
As part of Ohio Heroes, qualified educators are also required to complete free homebuyer education. OHFA’s streamlined education program allows you to complete a course offered by any U.S. Department of Housing and Urban Development (HUD)-approved counseling agency in Ohio. The OHFA homebuyer education is considered complete once the homebuyer has submitted their loan application with their loan officer. Homebuyer Education is not required for borrowers who are only registered for the OHFA’s MTC Basic program. Take the quiz to see if you qualify for this program.
Good Neighbor Next Door
The US Department of Housing and Urban Development (HUD) offers a discount of 50% from the list price of certain homes through the Good Neighbor Next Door program. Teachers and other civil servants who take part in this home must purchase a home located in a zone that is marked for community revitalization by HUD and must maintain primary residence at the property for 36 months. For teachers on a fixed budget, the steep discounts offered by Good Neighbor Next Door can be an attractive option.
Teachers work hard for their students every day. Let the mortgage experts at the Columbus Mortgage Company help you explore savings you have already qualified for on your next home loan. We are your OHFA-approved lender for Ohio Heroes and more!